Interest Rates
Interest rates are lower now than they have been in
almost 40 years. The loan officers at United Mortgage
Group will help you find the best available rate for
you. No matter if you are looking for a fixed rate
mortgage, or an adjustable rate mortgage we have the
loan program to suit your needs.
Stated Income
Not able to verify your income? We can
help! We realize that not everyone receives a W-2 form
and can account for every dollar they make, so United
Mortgage Group offers a wide verity of loan programs,
including “Stated Income” programs. No matter if you are
self-employed, or a W-2 wage earner, we have a “Stated
Income” program available. We can also use 12 or 24
months of bank statements to verify your income. We
simply take 12 or 24 months of bank statements and add
up all of the deposits. Just let us know what works best
for you!
Low Closing Costs
We offer competitive closing cost with
all of our loan programs. If you are concerned about the
expense of refinancing or purchasing a home, let our
loan officers show you some alternatives to help keep
your cost as low as possible.
Investment Properties
Looking to purchase more investment
property, or maybe you need to cash out a little equity
to make some home improvements. No matter what your
situation the loan officers at United Mortgage Group
will help you find the loan for you. Programs go as high
as 95% Loan to Value on purchases, and 90% on
refinances. Let the equity in your investment property
work for you!
Debt Consolidation
Let United Mortgage Group help you lower
your outgoing monthly expenses, by using the equity in
your home. You can take equity from you home and use it
to consolidate credit card debt, student loans, or maybe
even a car loan. This will allow you consolidate your
monthly expenses in to one easy monthly payment. Keep in
mind interest on a 1st or 2nd mortgage is tax
deductible; this will make a difference on that tax
return at the end of the year.
Credit Problems / Bankruptcy Welcomed
Are you concerned about your credit
history and your ability to obtain a mortgage loan. Let
the loan officers at United Mortgage Group help you with
your special financing needs. We have programs that will
allow you to refinance your existing mortgage, or
purchase a new home less than one year out of
bankruptcy. Let us show you how we can help you get your
credit back on track.
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